MetLife Hospital Indemnity Insurance
Why Enroll?
Hospital Indemnity Insurance provides a lump-sum cash benefit directly to you for each day spent in the hospital, including childbirth. It helps cover medical bills, living expenses, or other needs, ensuring you’re financially prepared for both planned and unexpected hospital stays.
Plan Highlights:
- Coverage for spouse and dependents
- Hospital admission benefit: $500/$1,000
- Daily hospital confinement benefit: $100/$200
- Daily ICU confinement benefit: $100/$200
- Annual check-up benefit: $50
- Cash paid directly to you, not the provider
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance
How to Enroll:
Employees must enroll during the initial enrollment period, open enrollment, or after a qualifying life event via the UBenefits Plus Corestream Portal.
Cost:
The cost of coverage will vary based on your selection. Please refer to the Corestream Portal for premium details based on your coverage choice.
Additional Resources:
For more information, access the following resources on the Corestream Portal:
- MetLife Hospital Indemnity Plan Summary
- MetLife Hospital Indemnity Outline of Coverage
- MetLife Hospital Indemnity Regulatory Disclosure
- How to Register MyBenefits
For assistance with Corestream benefits:
- Visit the FAQ Page
- Contact Corestream Customer Service:
- 📞 (801) 640-9899
- 📧 utah.edu@corestream.com
- 🕒 Monday–Friday, 8:30 AM–8:00 PM ET
For some inquiries, Corestream may direct you to the vendor or provider.