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University Health employees in Dermatology, Ophthalmology, and University of Utah Medical Group departments are enrolled in Plan H retirement benefits.  This summary provides information on the retirement benefits for University Health employees enrolled in the Plan H Benefit Program.

401(a) Defined Contribution Retirement Plan  

  • Eligible employees are automatically enrolled when they are hired into a Plan-H eligible position (there is no waiting period).
  • The University contributes an amount equal to 6% of pay to the 401(a) Plan each pay period.
  • Contributions are subject to vesting (see below).

403(b) Plan Matching Contribution 

  • The University will match an employee’s contributions to the 403(b) Plan up to 4% of the employee’s pay.
  • Matching contributions are deposited each pay period that a 403(b) Plan employee contribution is made.
  • The University’s contributions are subject to vesting (employee contributions are not subject to vesting).

Vesting Requirements 

University contributions to the 401(a) Plan and matching contributions to the 403(b) Plan are subject to the following vesting requirements:

  • Employees are 20% vested in University contributions after one full year of service.
  • Employees are 40% vested in University contributions after two full years of service.
  • Employees are 60% vested in University contributions after three full years of service.
  • Employees are 80% vested in University contributions after four full years of service.
  • Employees are 100% vested in University contributions after five full years of service.

Years of Service 

  • Years of service begin on the employee’s original date of hire in a benefit-eligible position with the University.
  • Years of service DO NOT accrue during:
    • – Termination of employment longer than 31 days (employees rehired within 31 days are reinstated without break in service);
    • – Transfer to a per diem or other part-time non-benefited position; or
    • – Transfer to a benefit-eligible University or University Health position eligible for the regular 401(a) Plan or a URS retirement plan.

Forfeiture Rules

  • Non-vested dollars (including gains) are forfeited upon the following events:
    • Termination of employment longer than 31 days;
    • Transfer to a per diem or other part-time, non-benefited position; or
    • Transfer to a University or University Health position eligible for the regular 401(a) Plan or a URS retirement plan.
  • If an employee returns to employment eligible for Plan H retirement benefits within one year, forfeited dollars will be reinstated.