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A network is a group of providers who have contracted with the plan’s administrator to accept discounted rates for covered services.  The provider networks are different for different health plan options. You will typically pay less when you receive care from in-network providers.

If you use an out-of-network provider in any plan, the plan’s payment will be based on the amount a network provider would accept for the service; you will pay your coinsurance plus any balance of billed charges.

All employees can visit the RedMed Employee Health Clinic at no cost.